To avoid incurring debt in the event of serious illness.
Delegate your critical illness insurance shopping in under 2 minutes!
Let us find the best insurance for you!
To avoid incurring debt in
event of serious illness.
Delegate your critical illness insurance shopping in under 2 minutes!
Let us find the best insurance for you!
We'll save you time... Just imagine having to compare all those insurers yourself:
We'll save you time... Just imagine having to compare all those insurers yourself:
Gain access to valuable strategies:
- Get advice on how to implement tailored strategies. Strategies such as consolidating your insurance policies under one contract to save money and avoid paying multiple times for the same coverage.
Find the best price on the market:
- You will be able to compare different insurers on the market to find the most affordable plan that provides the coverage you need.
Get personalized coverage:
- Personalize your insurance coverage to meet your specific needs and budget. For example, you will receive help in selecting the coverage amount, duration, and the most relevant endorsements for your situation.
Gain access to valuable strategies:
- Get advice on how to implement tailored strategies. Strategies such as consolidating your insurance policies under one contract to save money and avoid paying multiple times for the same coverage.
Find the best price on the market:
- You will be able to compare different insurers on the market to find the most affordable plan that provides the coverage you need.
Get personalized coverage:
- Personalize your insurance coverage to meet your specific needs and budget. For example, you will receive help in selecting the coverage amount, duration, and the most relevant endorsements for your situation.
With Norga, it's settled in three simple steps!
We offer you a personalized and simplified approach.
1
Claim your quote:
With a simple questionnaire, you can claim your free quote in less than 2 minutes.
2
Get your quote:
After reviewing and confirming your needs, an advisor will present your quote over the phone or via videoconference.
3
Sign up for your insurance:
If the quote works for you and you want to proceed, the advisor will guide you through an efficient subscription process.
With Norga, it's settled in three simple steps!
We offer you a personalized and simplified approach.
1
Claim your quote:
With a simple questionnaire, you can claim your free quote in less than 2 minutes.
2
Get your quote:
After reviewing and confirming your needs, an advisor will present your quote over the phone or via videoconference.
3
Sign up for your insurance:
If the quote works for you and you want to proceed, the advisor will guide you through an efficient subscription process.
About Us
Founded in Quebec, our platform Norga.io is reinventing your access to financial products with an innovative digital approach. We analyze your goals to connect you with a financial security advisor who will perfectly meet your needs.
With Norga.io, simplify your financial processes and make informed decisions.
About Us
Founded in Quebec, our platform Norga.io is reinventing your access to financial products with an innovative digital approach. We analyze your goals to connect you with a financial security advisor who will perfectly meet your needs.
With Norga.io, simplify your financial processes and make informed decisions.
FAQ - Frequently Asked Questions
What illnesses are covered by this insurance?
Why have this insurance if I already have group insurance?
Most group insurance plans only cover a portion of your income.
Critical illness insurance could cover additional expenses beyond regular costs, such as home care, medications not covered by the RAMQ, private care, travel expenses, income loss (yours or your spouse's who will care for you), accommodation, and more.
What is the amount paid upon the diagnosis of a covered critical illness?
Am I eligible for this insurance?
For most insurance companies, you must be under 65 years old to apply for critical illness insurance.
Certain medical questions may be required depending on your age and the coverage amount.
To check your eligibility, proceed to the next step by clicking here.
Will I be able to benefit from the payout while I’m still alive?
Critical illness insurance is one of the few types of insurance that pays out while you are still alive.
Typically, after a survival period of 30 days following a diagnosis of a covered critical illness in your insurance policy, the benefits will be paid to you. So, yes, you could benefit from your own insurance payout.
This type of insurance usually does not offer a death benefit; however, you could add a rider that allows for a refund of the premiums paid in the event of death.
How can I use the benefit amount received?
The insurance payout is a tax-free amount that you can use at your discretion. No receipts or justifications are required; the amount allows you to cover expenses of your choice.
For example, you could use it for home care, private treatments, allowing your spouse to take time off work during your care, travel expenses, and any other unusual additional costs related to your illness diagnosis.
Will I need to undergo a medical examination?
By choosing a simplified product, you will not have to undergo a medical examination, whereas with a standard product, you will generally need to have one. You will have the option to choose between the two types of products if you consult an advisor after requesting a quote here.
CUSTOM JAVASCRIPT / HTML
Don't wait for the unexpected to get informed!
Claim your free, no-obligation quote now.
Don't wait for the unexpected to get informed!
Claim your free, no-obligation quote now.
Norga.io
This site is not affiliated with the Facebook website or Facebook Inc. Additionally, this site is NOT endorsed by Facebook in any manner. FACEBOOK is a registered trademark of FACEBOOK, Inc.
This page is an initiative of Norga Inc.
*Certain conditions apply.
© 2024 Norga Inc.